Less homework is a good thing

As school doors swing open, it will be time once again to engage the homework battles.

A major front, every year, is the parents' complaint that schools give too much homework. This campaign has received recent reinforcement with the publication of "Teach Your Children Well" by Madeline Levine, a psychologist who treats adolescents in affluent Marin County, Calif. Levine says that high-pressure parenting with Ivy League goals can leave kids feeling empty inside. Family rituals that generate enthusiasm and contentment are being lost.

Canada has gotten this message. The nation's education minister has directed schools to make sure students are not overloaded. Toronto schools, with nearly 300,000 kids, have limited elementary school homework to reading, eliminated holiday homework and adopted language endorsing the value of family time.

U.S. schools are also experimenting with reduced homework, but there is no national directive like in Canada.

The Banks County Middle School in Homer, Ga., stopped assigning regular homework in 2005. Grades are up, and so are results on statewide tests.

The Kino School, a private K-12 school in Tucson, Ariz., allows time for homework during the school day. Kids can get help with the work if they need it, or spend the time socializing and do their homework later. Giving kids this choice teaches them to manage their time.

Not all the experiments are positive, though. In the 2010-2011 school year, the schools in Irving, Texas, stopped counting homework as part of a student's grade. After six weeks, more than half the high school students were failing a class - a huge increase. The kids seem to lack the judgment and experience to know on their own when additional studying or work outside class is needed in order to pass tests and complete projects.

There ought to be a middle ground. Mandating "no homework" days or weekends, or setting guidelines for how much time children should spend on homework according to their age, seems reasonable.

One leading researcher, Harris Cooper at Duke University, recommends 10 minutes of homework a night for each grade a child is in. In other words, 10 minutes in first grade, 30 minutes in third grade, etc. For middle school and high school students, Cooper found no academic gains after one-and-a-half to two hours of homework a night.

Couldn't teachers assign homework only when the work really can't be accomplished in school? Say, for a project where kids are interviewing various people on a topic?

Cutting back on homework can make the difference in whether some students even attempt the assignment. And teachers who assign large amounts of homework are often unable to do anything more than spot-check it. Shouldn't teachers have the time to read homework closely, so they can see whether kids are learning?

One problem is that parents have trouble even finding out what the assignment is. This sounds straightforward, but parents for the most part only know what kids tell them. In this digital age, schools should communicate better.

Poorly thought-out assignments can make students cynical about school and crush their love of learning. I'm sure you've heard the perennial question, "Am I really going to use this after I graduate?" Some countries teach their children well without much homework. In Finland, for example, which ranks near the top in science worldwide, a half-hour of homework in high school is the norm.

Like many things in life, homework may be a case where less really is more.

This essay was first published in Newsday.

Must the state drag parents into piercings?

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The New York State Assembly passed a bill last week requiring parents to sign a consent form for their kids younger than 18 who want to have a body part pierced.

I don't normally react badly to nanny state imperatives; I don't miss the trans fats in my New York City restaurant meals one bit. But the body-piercing age limit struck me as intrusive.

It happens that the week before this bill passed, my 14-year-old told me she might like to pierce her upper ear or navel. Those seemed pretty tasteful to me, and more reversible than a tattoo.

"I suppose I should act shocked so you won't take your rebellion phase any further," I joked.

But this is serious. What right does the state have to insert itself into my job as a parent? Forcing my kids to ask permission would turn casual discussions about boundaries and style into high-stakes negotiations.

As a mother of teens, I see how important it is to them to develop their identities. And if everything they do to express themselves has to have a parental sanction - well, that's no longer self-expression, is it? At least, not a self-expression they are in charge of. It takes the freedom of choice out of the teen's hands and puts parents in the role of censor.

Would I be more concerned if my daughter wanted something awful, like nipple or genital piercing? Or an ear gauge? Absolutely. But then, she wouldn't be likely to talk to me about it. Let's face it, this bill could pretty much put an end to body piercings under age 18.

The bill is in the State Senate now, and it looks likely to pass before the scheduled adjournment on June 21. Legislators are under pressure after news stories in April revealed that kids as young as 12 were able to get body piercings for $20 in the East Village.

Some shops won't do the procedures on anyone who can't prove they're 18, and local laws in some places back them up. But there's no statewide minimum age, and if one parlor refuses to honor a young customer's wish, he or she can always shop around.

There is a certain logic in the body-piercing bill, since teens younger than 18 cannot get a tattoo, even with parental permission. The tattoo artist who breaks this law can fetch a class B misdemeanor, meaning a fine of up to $500 or as much as three months in jail. The body-piercing bill would carry the same penalties.

It's certainly hard to argue against parents being informed about body piercing, since it comes with health risks: allergic reactions, infections and scarring. Piercings can be easy to hide, but parents can watch for health problems if they know about them.

And piercing-shop owners may welcome the law. Who wants the legal liability for maiming or sickening a young client? They would probably be glad to be rid of the pressure to give a 12-year-old a tongue stud.

Katie Ragione at Tattoo Lou's in Selden says the shop already requires notarized parental permission for body piercing, and of those shops that don't, "we tell people to watch out for them." She's concerned that shops that cut parents out could be taking other shortcuts.

But it could also drive body piercing underground. Some piercers would still perform the work without parental permission, maybe at a far higher cost. Or, kids could simply grab a needle and an ice cube and do it themselves. If teenagers are determined to pierce something, they'll find a way.

Most other states have passed laws restricting body piercing for minors. Some Canadian provinces set the age at 16.

That lower age may just strike the right balance, and New York's legislators should consider that compromise. That would keep the younger kids out of the piercing parlors - and prevent the nanny state from treating older teens like babies.

Column first published in Newsday.

State 'mandates' are like cockroaches: hard to kill

Newsday's editorial board frequently meets with people in public life: school superintendents, state and local elected officials, law-enforcement agents. And one question that comes up all the time is how to reduce the cost of public services.

It was an issue back when the only urgency was New York's position as No.1 or No.2 in the nation with the highest combined state and local tax burden - a "distinction" New York trades from year to year with New Jersey. Now, as the Great Recession has tightened the screws on public budgets everywhere, the question is more pointed: Which will it be, raise taxes or cut services?

Elected officials, candidates and community leaders usually don't want to choose between these unpopular alternatives. Sometimes they try a dodge: "Cut waste, fraud and abuse!" Hard to argue with that. No one ever campaigns for more inefficiency, dishonesty and corruption.

The other dodge - or at least that's how I thought of it until recently - was, "Cut unfunded mandates!"

"Mandates" come up often as the culprit forcing unnecessary costs on local governments and agencies - but ask for an example, and people have trouble responding. It's not that the problem doesn't exist; it's that it's so pervasive, and it's hard to know where to begin.

Mandates were once well-meaning state rules for how municipalities and school districts should do business. Now, the rules have hardened in concrete. They're bureaucracy; they're micromanagement. And, as of December, they're available in 40 pages of highly descriptive detail - 238 separate mandates - that a task force spent nearly a year compiling for Gov. Andrew M. Cuomo.

The report from the 2011 Mandate Relief Redesign Team lists burdensome rules and paperwork like a bundle of hard knots. Permit local governments to make discretionary purchases on public works projects up to $50,000, instead of $35,000. Reduce time-consuming requirements surrounding foster care reports, while still making them useful to the courts. Allow nursing homes to keep some records electronically.

Cuomo has highlighted mandate relief in two subsequent State of the State speeches - in 2011 and again early this month. In fact, he said pretty much the same thing both times: We need to fix the problem. He had to repeat himself because, while the redesign team did come up with a long list of mandates, it got very little relief accomplished.

Why? Well, first, the team of 27 - representing schools, municipalities, the State Legislature, business and civic organizations - had to agree on which mandates to relieve. The members came up with just $410 million worth - a small drop in a $132.5-billion state budget sea. Of that, the legislature wiped out just 22 mandates - for an estimated statewide savings this year of $125 million. State agencies can save another $40 million by rewriting regulations.

Mandate relief was supposed to ride a white horse to rescue municipalities and school districts from the tough new 2 percent cap on property tax growth they must begin living with this year; $165 million won't do it.

Rather than admitting defeat, the governor and State Legislature formed a Mandate Relief Council - 11 members, including state bureaucrats and legislators - to consider the other 216 mandates. Cause for optimism is slight.

Former Gov. David A. Paterson used to float an idea that all state rules should expire at a certain date unless legislators voted to keep them. That's drastic, but it may be New York's only real hope of undoing the knotty bureaucracy that yokes this tax burden to citizens' shoulders.

Essay first published in Newsday.

Readers respond: Students need layoff facts

Regarding the column by Anne Michaud, "Keep school budget talk out of the classroom" [Opinion, Dec. 8], I agree that children need to feel secure in school. Their focus needs to be on learning. A major part of that learning should, in my opinion, be relating knowledge to reality. What good are the three Rs if we don't see the issues that are facing us daily?

We live in a society that has a small percentage of people voting in general and school elections. This lack of response leads to lack of control over the direction our country takes and sometimes even to corruption in government.

It is imperative that our children learn to be good citizens and participate in our democracy. If this means bringing up budget concerns to students old enough to understand, then they should be mentioned. An open discussion talking about the whole process and not focusing just on layoffs, would be in order. This hopefully would bring students to begin thinking about mundane issues that our society faces on a daily basis. Opening their young minds would undoubtedly lead to a more involved electorate later on.

Steve Tuck, Huntington

If a teacher is asked a question by a student, shouldn't it be answered? I find it amusing that a person who contributes to Newsday's Opinion pages wants to now control the things we say in class. Newspaper columnists get their forum without any input from readers.

I find all the harsh rhetoric printed in the last several years about teachers "divisive, angry and unhealthy" as well. When class sizes are larger and programs are cut, remember the true culprits: the financial institutions and oil companies whose employees and owners still get record bonuses each year -- on average, more than teachers make in a year.

Rich Weeks, Middle Island

I believe that Anne Michaud completely missed the point. School budget talks allow Social Studies teachers to discuss relevant and current issues facing our communities. This issue lends itself to great discussions of limited resources, the role of the citizen in a democracy, economic choices and a whole host of other topics. This is what we call a teachable moment.

We do our students a great disservice when we try to shelter them from what is happening in the news.

Kathleen Stanley, Massapequa Park Editor's note: The writer is a high school Social Studies teacher.

As a teacher in a public high school, I feel that I need to explain why teachers sometimes discuss rules governing teacher layoffs (last in, first out) with their students. A lot of students don't understand the difference between being laid off and being fired. They just assume that when someone is excessed because of budgetary reasons, that person has been fired for cause.

I feel it is important to explain to students how tenure and seniority work. It's bad enough when colleagues are let go. I'm certainly not going to let their reputations be tarnished with misinformation.

The column is right in this sense, that younger children should not be frightened by teachers into thinking Mom and Dad hold the key to a teacher's survival, and children should therefore convince their parents to vote for the budget. It's a cheap ploy.

However, I also think that when students come to school and tell me their parents say I make too much money and have it really easy, that I should be allowed to defend my profession. I don't think it's inappropriate to discuss the realities with older students, some of whom will be able to participate in the upcoming budget votes.

Jeffrey A. Stotsky, Forest Hills

Bullets are wrong way out of a marriage

As the facts stand, it seems wrong to allow Barbara Sheehan to get away with killing her husband. Sheehan, 50, is the Howard Beach, Queens, woman who was just acquitted of murder by reason of self-defense, based on her claims of physical and psychological abuse by Sgt. Raymond Sheehan, a retired cop and her husband of 24 years.

She shot him 11 times on a February morning in 2008, leaving him dead in their bathroom, where he had been shaving. She got off 11 rounds -- and he? Zero. Considering the circumstances, this doesn't seem as much like a woman who fired in self-defense as someone who was shooting to kill.

And yet, a jury on Thursday found her not guilty of murder. It's troubling that, with as many social and legal supports as we've erected for abused partners in the past 40 years, Barbara Sheehan still felt she had to resort to killing to escape her marriage, no matter how nightmarish.

Up until the 1970s, domestic violence, and especially violence against women, was dismissed by the criminal justice system as "a family matter." Perpetrators were often not arrested or charged with crimes. Police gave a low priority to "domestic" calls.

But much has changed. Many states have enacted mandatory arrest laws for reports of violence. Some states have set up special courts and treatment programs for batterers. Victims can seek restraining orders and take refuge in clandestine emergency shelters. The U.S. Department of Justice created an Office on Violence Against Women in 1994, and estimates that this crime fell by more than 50 percent in the subsequent decade.

Sheehan testified that she feared her husband would kill her in one of his rages. He kept at least one gun with him at all times, had smashed her head into a cement wall, and had often held a gun to her head. She said he insinuated that his past as a police officer would make it difficult for her to report him and escape his orbit. She claimed that his threats had been growing more serious.

Sheehan told the court that on that final morning, Feb. 18, she took her husband's revolver and tried to sneak out of their home. But he allegedly confronted her with his 9-mm Glock pistol, which he had taken into the bathroom. She fired five shots from the revolver, retrieved his pistol, and then emptied that into his body too.

Acquitted of murder, Sheehan faces sentencing Nov. 10 on a conviction of gun possession, which could carry three to 15 years behind bars.

What she apparently did not do, before resorting to this lethal act, was call 9-1-1. During Sheehan's monthlong trial, she produced no record of reports to police. She didn't claim, as women often did when their customary role was housewife, that she couldn't afford to leave; she had a job, as a school secretary. Nor could she have been afraid of leaving her children behind: Their daughter and son were grown.

Granted, it may have been dangerous for Sheehan to inform to the police on one of their own. And domestic violence victims are said to enter a kind of mental paralysis and passivity after years of domination, humiliation and torture. Statistics argue that Sheehan had good reason to fear for her life; of those killed by an intimate partner each year, three-quarters are female.

The prosecution argued that she stayed in the marriage to collect her husband's life insurance money. But there should have been some half step she could have taken. Remaining passive in the face of abuse and then nailing someone with 11 bullets shouldn't have felt like her only option. Raymond Sheehan was probably a monster. But society has worked hard to ensure that battered women don't have to resort to violence, too.

First published in Newsday.

Economic trends threaten families' health

After listening to President Barack Obama's job-creation address last week, I kept coming back to the idea that he wants to give payroll tax breaks to businesses that offer people pay raises. That struck me as odd, given that unemployment stands at 9.1 percent, and you'd think that this hard-times president would be focused exclusively on getting people back to work.

But even people with jobs are facing time and money pressures in this economy, pressures that are bad for families' health.

Certainly, putting cash in people's pockets should help to rev up the listless consumer economy. But it looks like the president is also acknowledging just how much wages have eroded in the last couple of decades.

Real wages have been declining since 1983 and that means the middle class has less buying power. At the same time, the average American has added around a month's worth of work -- 164 hours per year -- in the past two decades. The number of dual-income households has risen, as well as the number of people working multiple jobs. It's not hard to imagine that people are putting in more time at work to make up for the erosion in their wages. That sounds like a very busy -- an overly busy -- middle class.

This busyness has consequences for the mental and physical health of parents and children -- and study after study substantiates this. A six-year study of 11,540 working parents in France, published in 2007, showed that people who had higher work stress or greater family demands were more likely to miss work due to poor mental health, particularly depression. Research on working parents in New York's Erie County demonstrated a relationship between family-work conflict and depression, heavy alcohol consumption, poor physical health and high blood pressure.

Time pressures also contribute to weight problems. For the first time in history, there are more overweight than underweight adults worldwide, according to new research at American University. A study published in the January-February issue of the journal Child Development found that children's body mass index rose the more years their mothers worked over their lifetimes. One explanation offered is that working parents have limited time for grocery shopping and food preparation.

Not so long ago, as a society we were asking, is it better for families if parents stay home with kids or work outside the home? Moms were usually the parents in question. Now, because of steadily declining purchasing power, for most people, it's less a matter of choice than necessity.

I have to ask myself, was this a conscious decision? Did Americans choose "working parents" as the better alternative? Was it a good direction or have we lost something in the translation? Have we perhaps given too little thought to how parents can give both their employers and their children what they need?

The financial and time pressures on families are what make us so vulnerable to implied criticisms, like those on display in Amy Chua's "Battle Hymn of the Tiger Mother." It registered so strongly with American parents because we're insecure about having adequate resources to meet the challenges of raising children now.

It's too early to tell if the Obama tax break, if adopted, will be effective in raising people's wages, or even whether, if we made more money, we would choose to spend more time with our children. But it's worth trying to reverse some of the trends that are putting so much pressure on families' health.

First published in Newsday

Hurricane Irene: Life in the dark ages

One lesson from Hurricane Irene -- or make that, Irene, the tropical storm -- is that we have no moderation in our information flow. It's either all . . . or next to nothing.

For days, weather-watchers reported the direction and shifting wind speeds of the approaching hurricane. We couldn't look at a television, website, smartphone or tablet without a reminder to stock up on drinking water and fresh batteries. This constant nagging heightened the feelings of urgency -- especially for those of us who grew up in a relatively media-free age, when headlines waited patiently on the doorstep until we were ready to take them in.

The blanket storm coverage may have kicked up our anxiety a notch too high, especially since the hurricane slowed significantly before it hit New York. All those masking-taped shop windows afterward seemed overcautious.

But the frequent alerts also made many of us better prepared. My household had never so much as inventoried our flashlights. This time, our outdoor furniture was lashed tightly together with bungee cords, and we had a full propane tank for outdoor cooking -- which proved handy since we were among the hundreds of thousands of tristate homes that lost power.

The pre-warnings about Irene had another effect: They made the morning after seem unbearably quiet. Without electricity, there was no Internet telephone service, no website browsing ability. My family hadn't gotten to the store in time to buy batteries for the radio -- those Ds sold out quickly -- so we started up the truck in the driveway, eager for news. Had the storm passed? Were we in the calm eye and vulnerable to another blast?

It's impossible to imagine my parents' generation being caught without radio batteries.

By midday Sunday, people were emerging from their homes to look around at the wreckage. It was reassuring to be amongst each other. Snapped pine branches scented the air like Christmas.

Some shops were open, powered by noisy generators. Two of the Greek restaurants in Huntington Village had open doors, not to be outdone one by the other. Several caffeine addicts lounged mournfully on the steps of the darkened Starbucks. Neighbors sat on porches with books, turning actual pages and reading by daylight.

A second lesson of Irene is how dependent we are on electronics not only to inform, but also to entertain.

Back at home, still chipper about our power loss, my daughter set up a game of Clue. Afterward, we read until the light faded. I had a charming Jane Eyre moment, transported into the 19th century in my imagination as I carried a candle to the basement to feed the cats. Did Jane also scoop kitty litter by candlelight?

Our peaceful acceptance didn't last. My daughters quarreled over how to use the remaining charge in the laptop. Power up one iPod Touch? Play an audiobook they could both listen to?

As darkness closed in, the quiet was broken by a high-pitched whine. It stopped, then started again, several times. Annoyed, I asked my husband what he thought it was. He replied, "Crickets."

So, that's what's on the other side of the air-conditioners' hum.

Darkness fell before 8 p.m., but who goes to bed that early? We burned greedily through our last energy resources, playing solitaire on the iPad.

Monday morning, still without power, my husband shouldered his laptop and went in search of public places with Wi-Fi. I trust the Long Island Power Authority is hard at work.

First published in Newsday

Mortgage schemers' luck runs out

Mortgage fraud arrests have begun showing up with great regularity on Long Island. Fourteen people were charged last week with stealing $58 million in a fraud ring that involved more than 100 homes. Another 14, in a separate case brought by the Nassau County district attorney, are facing trial in October.

And there are reports of arranged sales on the rise -- cases where a homeowner falsifies a sale, effectively forcing the bank to reduce the mortgage on a home. That may sound like justice for a home that's lost value, but it's illegal, and it unfairly spreads the loss to the bank's other customers.

Why all this fraud in the news? Well, it turns out that Long Island is a hotbed for such schemes. The U.S. Treasury Department's Financial Crimes Enforcement Network says that Nassau had the fifth-highest number of suspicious reports of mortgage fraud per capita, among counties nationwide, in the third quarter of last year.

It's fascinating how people can think of different ways to make a quick, illegal buck. The convenience store robbery just doesn't compare for intrigue -- where's the imagination?

White-collar crime often involves people who had legitimate skills but at some point recognized an opportunity to cash in. In the case brought by Nassau DA Kathleen Rice in March, accused ringleaders James R. Sweet and Dwayne Benjamin were paying acquaintances $10,000 to pose as home buyers, and telling them that they were going to fix up the home and "flip" it. They portrayed it as an investment partnership.

So, the phony buyer took out a mortgage some $30,000 to $40,000 over the sale price, Rice said. The ringleaders allegedly paid off the "buyer" and pocketed the difference. There was no longer a homeowner to make payments on the house, leaving the bank to foreclose.

You can see that when home prices are rising, banks wouldn't be as unnerved by this scheme. But their sense of injury is high today. "For it to be fraud, somebody has to be damaged in some way," says Abigail Margulies, chief of the Crimes Against Real Estate unit in Rice's office, which was formed in late 2008.

Sweet and Benjamin allegedly became more brazen, eventually having people impersonate both the buyer and the seller, and swindling the bank out of the entire loan amount -- six times in one six-month period.

That's a lot of greed. More sympathetic, but just as illegal, are the homeowners whose mortgages are higher than the value of the home -- so-called underwater loans. They intentionally default on the loan and convince the lender to take less than is owed in a "short sale." In reality, the homeowner has arranged beforehand to "sell" the home to a friend for a lower price, and then continue to live in it.

The homeowner is sticking it to the bank that wouldn't renegotiate the loan. You can see how someone could justify that in their mind: "Why am I paying $4,000 a month to live in this home, when if I sold it, the new buyer could pay $1,300?"

A sense of injury runs high, and people feel they no longer need to play by the rules. Some people just walk away from underwater homes.

We'll be reading about more cases soon, says Margulies. Fraud takes a while to recognize and document. The charges being brought now are for crimes that occurred four or five years ago -- back before the 2008 crash, when there were loosey-goosey mortgage application rules about documenting employment or income.

Apparently, making loans to people who couldn't afford them was only part of the problem that led to the crash. Those loose practices also schooled would-be defrauders in how to game the system.

First published in Newsday

Health bill threatens to bankrupt man

A year ago, Tom Carlo's back was killing him. And now it's simply threatening to send him into bankruptcy.

Carlo, 63, has struggled for more than 40 years with back pain, since falling out of the second floor of an Air Force barracks in 1968, when his unit was under attack in Vietnam. Last spring, he was unable to sit for very long because of the pain, and he was taking drugs that were wrecking his stomach. He opted for a spinal surgery -- his third -- recommended by a doctor.

The surgery was supposed to lead to a cure from pain, and Carlo has found some relief. But his financial problems were just beginning. In June, his insurance carrier, CareAllies, OK'd the operation. In July, Carlo checked into Winthrop-University Hospital in Mineola. In August, CareAllies reversed its decision and denied payment to the two surgeons who operated.

"When the insurance company gives you the OK, you figure, let's do it," Carlo said. "Two months later they told me I should have tried physical therapy or shots -- well, it's too late now."

This is an unpredictable moment in the business of medicine, with costs soaring, the federal government rewriting rules, and insurance companies and doctors vying for some control over the inevitable changes. But people like Tom Carlo, a retired U.S. Postal Service letter carrier who drives a school bus in Garden City, shouldn't have to bear the brunt of these tectonic shifts. He appears to be caught by an insurance carrier balking at astronomical fees from an out-of-network doctor.

New York, unlike other states such as New Jersey, doesn't have a law against excessive billing.

CareAllies, a unit of Cigna, provides health services under contract to the National Association of Letter Carriers. Carlo's plan is a PPO -- a preferred provider organization -- which supposedly gives him the freedom to shop around for a surgeon, provided he shoulders a greater share of the bill. PPOs often pay 70 percent of the "usual and customary" costs of out-of-network care.

The whopper surgeons' bills may have had something to do with CareAllies' change of heart. The primary surgeon billed $355,000, and the assistant surgeon $160,750. Enough to pay for Carlo's tidy Wantagh house and then some.

He has appealed the decision up the chain to the U.S. Office of Personnel Management, which is ultimately responsible for the letter carriers' insurance contract. A representative of that office didn't return phone calls for this story. In a letter to Carlo, CareAllies said that his records had been checked as part of a random audit, and that an independent reviewer had determined the surgery was not medically necessary. Winthrop Hospital and Cigna said they will look into Carlo's case.

In Nassau County, the "usual and customary" rate for this surgery would have ranged between $49,750 and $64,750, according to Empire BlueCross BlueShield. Dr. Scott Breidbart, Empire's chief medical officer, said that out-of-network billings are an area of heated dispute between insurance companies and doctors.

Normally, the insurance company and the doctor would try to negotiate. But Carlo has been appealing CareAllies' decision for 10 months. If the Office of Personnel Management denies his claim, the next resort will be to sue in federal court -- an exhausting and expensive prospect.

Carlo's tale isn't unique. Medical expenses are a leading cause of bankruptcy. But it's an example of why we need health care reform. It doesn't get much worse than having a $515,750 bill dumped in your lap.

First published in Newsday

Home-sharing's time returns

Pushed along by those twins of the Great Recession -- unemployment and foreclosure -- America may be moving back under the multigenerational roof.

At a recent reunion of high school friends, I talked to one who had returned to her mother's house, along with her brother and sister. The whole family was back together again, this time with grandchildren added to the mix. It was a disaster. The siblings were fighting as much as they had in high school.

Another friend's son was enlisting in the Army to avoid moving back into her home after graduation. The Census Bureau says that 54 million Americans were living in multigenerational families in 2010, up from 49 million two years earlier. That's the highest count since 1968.

Of course, it's nothing new for large extended families to live under one roof. In many parts of the world, it's the norm. In this country, Asians and Hispanics have higher rates of multigenerational living, perhaps reflecting greater cultural acceptance.

But for the most part, since the 1950s, the American middle class has assumed that one is up and out at 18. Each nuclear family, according to this standard, had its own home.

And that attitude can make moving back in together -- or "doubling up" in demographers' terms -- feel like a step backward. It can be a sign of financial desperation, a response to unemployment, lack of child care or health care, or affordable rents.

But there are many advantages that generations can offer one another: care-taking for the young or old, emotional support and the sharing of life lessons. Those benefits -- as well as the financial considerations -- are what led the Huntington-based Family Service League, a social services agency, to create its HomeShare program, which matches older adults with someone who could use their spare bedroom.

Artist Milton Colón, 47, heard about the program through Fountainhead Church in East Northport. He is sharing the Smithtown home of Meinhard and Aino Joks, who are 86 and 85. Colón does the laundry, cooking, bed-making and errands, allowing the Jokses to stay in their home even though their home health care benefits have run out.

In turn, the Jokses have given him shelter and stability. Colón's wife of 22 years died in 2008, of an accidental overdose, and he fell apart. He began living out of his car.

While she was alive, Colón had made a living painting portraits. He was as busy as he wanted to be -- before the recession drained his Brentwood business of customers.

The Jokses are from Estonia and Finland and tell him stories of their emigration after World War II. "I'm a World War II history buff," Colón says. "So, that's something we share. I love history. I could take it in all day."

In the evenings, he works at a basement desk on a comic strip that he's developing. It's about a proud Puerto Rican father named Flores who moves his family from Brooklyn to the suburbs -- "Flowers in Blue," Colón's own story. His new home with the Jokses not only tethers him back to family life, it gives him an artist's freedom from financial worries.

That's the facet of multigenerational living that is not often expressed. We all know about the tensions and bickering -- the fall from the ideal after having somehow slipped off the path to the single-family home. But there is sweetness, too.

So why not make the best of what, for some, has become the new American reality? With 8.8 percent unemployment and 2.36 million homes foreclosed by banks between 2007 and 2010, the middle class is struggling. Independent living may be an American value, but so is helping each other through hard times.

First published in Newsday

Are women in politics more trustworthy?

Another pair of elected officials indicted in Albany. For New Yorkers, this registers as something less than earth-rocking. Even as federal prosecutors allege "a broad-based bribery racket" involving state legislators -- State Sen. Carl Kruger and Assemb. William Boyland Jr., two Brooklyn Democrats -- our indignation is lukewarm.

We're almost accustomed to corruption. After all, the count is now at 19 state legislators removed or resigned amid scandal since 2000 -- Sens. Hiram Monserrate (D-Queens) and Pedro Espada (D-Bronx), Assemb. Tony Seminerio (D-Queens), Senate Majority Leader Joe Bruno (R-Rensselaer). All gone.

Here's another thing these recent headliners have in common: They're all men. And that makes some people wonder: Are women in public office more honest?

That's certainly the perception and is often the case, says Debbie Walsh, director of the Center for American Women and Politics at Rutgers University. She doesn't know of any count of corruption by gender. But her organization did ask the new batch of state legislators after the last election what had been their primary reason for running. Nationwide, the top motivation for women, chosen by 36 percent, was "concern for one or more specific policy issues." The men's top reason (29 percent), was "a long-standing desire to be involved in politics." That makes Walsh think ego may play a role in corruption: "You can't attribute it all to that, but maybe that's part of it."

But it's worth asking if men really are getting into trouble more often. It's true that we hear about them more -- but then again, they hold the majority of elective offices. Nationwide, women make up just 16 percent of elected officials at the federal level, and 24 percent of state offices. The New York State Legislature tracks with the national figure, roughly, at 22 percent women. And in fact, of those 19 New Yorkers who left the Assembly or Senate in the past 11 years under a cloud of wrongdoing, three were women -- about 16 percent.

"It's true in the public perception that women are more honest," says Christopher Berry, a political scientist at the University of Chicago. "But that 16 percent is not really out of step with their proportions."

In 2008, Assemb. Diane Gordon, a Brooklyn Democrat, went to prison for bribery after asking a developer to build her a $500,000 house. Assemb. Gloria Davis, a Bronx Democrat, resigned in 2003 after a bribery conviction. Former state Sen. Ada Smith (D-Brooklyn) was found guilty of harassment in 2006 for throwing a hot cup of coffee at an assistant. She ran again anyway but lost.

Other cultures have also thought about gender differences among elected leaders. India was concerned about its low number of women in public office, and in 1993 passed a rule that one-third of the 265,000 governing village councils must be chaired by women. More than a million women have since been elected to these panchayats, which oversee public services and resolve disputes ranging from marital issues to arguments over property.

One study, by Esther Duflo, an economist at the Massachusetts Institute of Technology, found that the panchayats led by women were slightly less susceptible to corruption. Villagers, on average, were 1.6 percentage points less likely to try to bribe them -- a difference so small as to be meaningless.

As more American women enter public life and attain higher elected positions, the incidence of bribe-taking and power abuse will probably even out between genders. Greed, vanity and the path of least resistance are human frailties, not gender-linked traits.

Equal, in this case, might not be better -- but it may be inevitable.

First published in Newsday

Schools challenged to cut costs, preserve quality

A couple of weeks have passed since I asked people in this space to send ideas about cutting school costs, without harming the things we all cherish -- our best teachers, high academic goals, and the extracurriculars that inspire kids to find their place in the world.

I've been overwhelmed by the response. Not so much the volume -- about 45 calls, e-mails and letters -- but by the quality. People have sent thoughtful, 4- and 5-page letters with good ideas about how to cut spending without hurting students. Former and current school superintendents, school board members, teachers and their spouses, parents -- they all want to get in on the conversation.

The response made me wonder whether, as Gov. Andrew M. Cuomo tries to target his $1.5-billion cuts to school budgets statewide this coming year, it might be worth convening a panel of informed citizens to come up with recommendations.

Here's your best advice:

--Salaries make up 60 percent to 75 percent of school spending. Freeze salaries, including the automatic yearly longevity "step" raises, and stop giving increases for extra training that, while important, adds little to classroom effectiveness -- such as courses on sexual harassment or peanut allergies.

--Give school boards more spine. Require that contract negotiations take place on a townwide, regional or statewide basis. Prohibit school districts from hiring board members' families. Stop "loading up" school boards with people who work as school administrators or teachers in neighboring districts.

--Do the math. One man wrote that his district had 6,687 students and 725 teachers. Figuring about 24 students per class . . . that leaves 446 teachers who aren't in the classroom. What are they doing, exactly? Those who wrote me seem very concerned about the large numbers of adults in schools.

--Consolidate neighborhood schools. Lawrence has closed two school buildings, netting $30 million. That money was used for maintenance to other buildings ($17 million) and a reduction in property taxes.

--Make athletics and other activities pay-to-play. Parents should pay for their kids to participate, and the group could raise money for families who can't afford it.

--Increase class sizes, especially in the upper grades. Why can't high schools use lecture halls, like colleges do? Or offer online classes?

--Charge parents whose kids are earning college credits while in high school. They would be paying the college for those credits otherwise.

--Require schools to "go green," inspiring energy savings of 10 percent or more.

--Penalize teachers who are absent a lot. (Although it's not a cost savings, another idea is to reward teachers who work in difficult school districts.)

--Put high school and college students in kindergarten and first grade classes, and give them college credit to help out.

--Consolidate school districts. This was mentioned a lot, but the political reality doesn't seem to favor it.

--Do away with universal bus service.

--Get rid of tenure.

When my family moved here in 2003, the schools were a big draw. Long Island needs to treat the quality of its schools as a treasure, even as we pare them down to a more reasonable cost.

The most depressing response when I asked for ideas about cutting school costs was this: "There have been no solutions and likely never will be any." The best? "It only takes some good ideas and those with the strength of conviction to get the job done."

So, what's it going to be, Long Island?

First published in Newsday

Public schools lack independence to analyze cost-savings

Lately, everyone seems to be offering ideas about how to save money in the public schools. People familiar with business or even household budgets look at the problem and want to apply a little common sense. One of the most popular suggestions: Cut the number of superintendents down to one each for Nassau and Suffolk counties, for a potential savings of more than $25 million.

That may sound like a lot, but it would amount to just one-third of 1 percent of the $7.5 billion that Long Island's 124 school districts spend each year. Even so, it's clear that residents are ready for some sign of good-faith reductions from schools.

Decreasing the number of superintendents gained wattage last week as Gov. Andrew M. Cuomo addressed crowds around the state and talked about how much these school leaders are paid. He says that 40 percent make $200,000 or more.

Teachers' raises, "steps" (built-in longevity raises) and credits for coursework - which add up to increases of about 6 percent a year - also have Long Islanders reaching for their budget shears. So do the cadres of assistant superintendents, directors, assistant directors, principals, assistant principals - and on and on.

Per-pupil costs reach $23,000 in some Long Island districts, more than double the national average of $10,259. So, yes, Long Island's school costs appear fat. That's why it's surprising that study groups charged with finding savings always come up with so little.

Take the years-long initiative by Nassau County school districts to consolidate non-classroom operations. Albany gave the districts a $1-million grant to figure out how to save money, in part by jointly bidding contracts. The study group looked at student busing, school inspections and cell-phone use. It spent half its grant money - and came up with a mere $760,000 in potential economies. Early estimates were $5 million in savings a year. What a disappointment.

Then there's the Suffolk County study that was supposed to save money through pooled health insurance. A consultant concluded that the reduction would amount to two-tenths of 1 percent of current costs. That useless exercise was funded by a $45,000 state grant.

These studies are plainly approaching the question the wrong way. They seem to eliminate from the outset any possibility that would cause a friend or ally to forfeit cash. For example, the Nassau County group declined to consider using the county attorney's office for legal work, preferring instead to continue paying outside lawyers "experienced" in school law. As if the county attorney couldn't gain adequate experience within a short time.

People inside the school community, who are invariably leading these studies, just aren't independent enough to ask the hard questions. But outsiders are rarely invited in. Instead, those outside the school corridors are essentially told: You don't understand the requirements and pressures on schools. And outsiders are never trusted with essential information to make smart decisions. If you've ever tried to read a school budget, you know what I mean.

We need some sort of hybrid, an independent study group with insider knowledge, like the 2006 state Berger Commission on hospital closings. Budgets are tight. It would be wonderful to find the $1.5 billion in school savings that Gov. Cuomo has targeted without sacrificing music or art, accelerated programs or special education resources, late buses or athletic programs. Maybe that's impossible. Anyone with a novel approach, please drop me an e-mail. This problem needs all the brainpower Long Islanders can bring to bear.

First published in Newsday

Economy makes more kids homeless

Every year as the cold weather arrives, the U.S. Conference of Mayors conducts a survey of who's living in homeless shelters. This year, it uncovered a troubling statistic: a 9 percent increase in the number of families who are homeless.

These numbers have been increasing - the Department of Housing and Urban Development notes a 30 percent growth since 2007 - and are expected to bump up again next year.

Many of these families, remarkably, continue to function, even as the basic need for shelter is threatened or removed entirely. Wendell Chu, the school superintendent in East Islip, says that more students are showing up for class with their homes facing foreclosure. Many more qualify for free and reduced-price lunch - another measure of families in distress.

"This creates stress for these kids," he says. "It affects how kids come to school, their readiness to learn."

As the country continues to pump billions of dollars into homeless programs, food stamps and other safety-net services, the very people these programs are meant to help - mothers and children - continue to struggle. While the welfare overhaul of the late 1990s was intended to create a path from welfare to work, its effect in the current troubled economy may well be simply dumping people without support.

The mayors were asked to identify the three main causes of homelessness among households with children. The top responses were unemployment (76 percent), lack of affordable housing (72 percent), poverty (56 percent), domestic violence (24 percent) and low-paying jobs (20 percent).

To be sure, we are living through a historic economic catastrophe, and this period will leave a mark on our national psyche. More Americans were poor in 2009 - 43.6 million total - than at any time since the U.S. Census Bureau began estimating the poverty rate 50 years ago. Jobless rates are also very high.

Our social safety net simply has too many holes. While some dismiss the homeless - depicting them as either too crazy, drugged or afraid of the authorities to seek help - surely we're not ready to concede that there's an acceptable level of homelessness for families.

The Long Island Coalition for the Homeless is preparing for its annual count of homeless people later this month. Last year, the group found 1,046 families in Suffolk County and 446 in Nassau living in emergency shelters or transitional housing.

Long Island wasn't part of the Conference of Mayors survey, but the coalition's Julee King says the trends hold true here. In the past 18 to 24 months, the coalition has fielded more calls from families, particularly those being evicted because the homes they're renting are being repossessed.

It's extraordinary that this is happening on well-to-do Long Island. Fortunately, we have a network of charities, religious and secular, that provides temporary housing. But it would be better to prevent homelessness in the first place. The dislocation is disruptive, as the school superintendent points out, and it's inhumane.

Boston is experimenting with banning evictions. Many cities, including Chicago, are expanding consumer credit counseling. Of those surveyed in the mayors' study, 92 percent said housing vouchers to reduce rents would be an effective remedy for homelessness, and 71 percent advocate higher wages for low-end jobs. Given economic realities, that's unlikely to happen any time soon.

Still, these are important ideas. Nobody, least of all children, should have to cope with so much insecurity when it comes to something as basic as shelter.

Originally published in Newsday

NY needs to cut special ed spending

Two years ago this month, the Suozzi Commission came out with a startling report. Charged with finding a way to lower property taxes, the group - formally named the New York State Commission on Property Tax Relief - turned sharply off course to detail the escalating cost of special education.

For more than a year, the commission looked for fundamental reasons why New York's property taxes are so high. It asked public school officials who, one after another, pointed to special education.

So, the commission assigned a task force to examine special ed. It found that the state has 204 "mandates" beyond federal rules that make our special education system the most expensive in the country. On average, New York schools spend $9,494 per pupil in regular classrooms, and a prodigious $23,898 for each special education student.

Our state is rightly proud of its generous and progressive history on education. But you have to wonder, as a new administration takes over in Albany next month with a $9-billion deficit chained to its ankle, whether it's time to take another look at the Suozzi Commission's findings. After all, the state Council of School Superintendents called them "the most thorough independent review of New York's special education policies in the more than 30 years since the current basic structure was put into place" - yet they've essentially been ignored.

One problem with special ed is that too many students qualify. Don't assume that these programs serve only those students diagnosed with a severe mental or physical challenge. In fact, more than half the students in special ed simply need extra help in reading or math, speech therapy or other support.

Schools receive extra resources for special ed students, so they have an incentive to label marginal students as disabled. But what if not all of them are really disabled? Not only would that be a waste of money, it would harm the truly disabled students by overburdening the resources meant to serve them.

Also, shifting non-disabled students into special education can stigmatize them and sidesteps problems, like failing schools, that should be addressed head-on.

Once kids are in special ed, schools must meet minimum requirements for them, like drafting an individualized education program every year. Students in speech therapy had to attend at least two sessions a week - no matter what their needs were - until the Board of Regents relaxed that rule last month.

Such regulations may sound trifling, until you consider there are 204 of them, on top of a tome of federal rules.

School officials are also required to hold legal hearings, at an average cost of $75,000, if a parent questions a student's placement. (Parents pay some of the cost.) In the 2007-08 school year, 6,157 hearings were requested. A case for one child on Long Island cost $300,000.

Parents can sue to have the school district pay for private school tuition - as much as $25,000 a year or more - and for bus service within 50 miles of a child's home. In theory, a Mineola student could qualify for door-to-door service to a school in Greenwich, Conn. - although it defies logic that a parent would want that.

Last month, New York's Regents did away with a few of the 204 mandates, but nothing that will cut costs. What's needed is a study of results: which strategies work best to move students on to college or the workforce. Schools should know what leads to success.

Parent advocates for students with disabilities correctly argue that early intervention - say, remedial reading in lower grades - prevents problems later on. And no one wants a child to struggle needlessly. But the spending gap is outrageous. It's time to find a middle ground.

Originally published in Newsday

Out-of-work plastic surgeons a hazard

I've read that elective plastic surgery has taken a big hit during this recession, but I didn't realize that the surgeons have resorted to trolling for work in their old specialties. The problem is, they may no longer be as current as they should be. I have to have a haywire gland (a parathyroid) removed from my neck. The hospital directed me to their ear, nose and throat surgeon. But even as he was giving me the surgeon's name, the medical director said I might want to get a second opinion -- and he offered the name of a second ENT surgeon. I thought, "Whoa, that's weird."

So, I checked out the doctors on New York State's physician website, and I found that the first doctor described his practice entirely in terms of facial plastic surgery. He didn't even mention ENT work. So, I asked if he did the minimally invasive type of surgery I was looking for. He told me he did not, and then started talking on and on about the different types of scars. Again, a red flag went up for me. This guy was all about the surface.

I made some more calls and discovered that the second ENT surgeon doesn't accept my insurance. So, I ended up finding a third surgeon, one who has devoted himself to this kind of operation, both as a student and now in his specialty practice. I'm not very happy with the hospital staff who, essentially, threw me to my own resources. I'm sure there are rules and professional courtesies involved about who gets a referral, but I can't see where this process has the patient's best interests at heart.

Two days later, the first ENT called me to schedule the surgery. I told him that I had chosen someone else who offered the newer technique. For one thing, it means the difference between going under general anaesthesia or having a local pain blocker. "It's all marketing!" he practically shouted into the phone. When I argued with him, he offered to repeat what he had just explained to me, "but this time very slowly." Charming.

I have to think there was karma at work here.